Savings and mortgage system with state participation as a form of increasing the affordability of real estate purchase
Электронный архив РГППУ
Информация об архиве | Просмотр оригинала| Поле | Значение | |
| Заглавие |
Savings and mortgage system with state participation as a form of increasing the affordability of real estate purchase
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| Автор |
Sirotkin, V. A.
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| Тематика |
CASH ACCUMULATION
HOUSING FUND INVESTMENTS MONETARY MEANS ACCUMULATION MORTGAGE MUNICIPALITY REAL ESTATE FUND |
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| Описание |
With the continuous increase in the cost of real estate caused by its shortage, of great importance become solution schemes aimed to provide housing for the broad strata of population. Basing on the analyzed foreign and domestic experience in providing real estate for the citizens, two main ways to acquire it were identified. For the assessment of the preference of each of these methods for the citizens, calculations showing the profitability of the accumulation of funds were performed. Basing on the thesis above, a model with state funding was proposed, allowing the future owner to live in an apartment from the date of the contract with the state finance and investment corporation and to reduce the overpayment for the acquired real estate compared to a mortgage, almost at 100% of the purchase price. The paper concludes that to address housing problems, the management of public authorities need to use different models and mechanisms to ensure quality of living conditions for the maximum number of citizens.
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| Дата |
2019-07-17T10:00:17Z
2019-07-17T10:00:17Z 2012 |
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| Тип |
Article
Journal article (info:eu-repo/semantics/article) Published version (info:eu-repo/semantics/publishedVersion) |
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| Идентификатор |
2072-6414
https://doi.org/10.17059/2012-3-28 https://www.scopus.com/record/display.uri?origin=resultslist&eid=2-s2.0-84979959615 https://elar.rsvpu.ru/handle/123456789/28128 10.17059/2012-3-28 84979959615 2-s2.0-84979959615 Department of Regional and Municipal Economy, Institute of Management and Economic Safety, Russian State Professional-Pedagogical University, Mashinostroiteley st. 12, Yekaterinburg, 620012, Russian Federation Scopus Sirotkin, V.A., Department of Regional and Municipal Economy, Institute of Management and Economic Safety, Russian State Professional-Pedagogical University, Mashinostroiteley st. 12, Yekaterinburg, 620012, Russian Federation |
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| Язык |
ru
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| Права |
Open access (info:eu-repo/semantics/openAccess)
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| Формат |
application/pdf
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| Охват |
RSVPU
SCOPUS |
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Institute of Economics of the Ural Branch of the RAS
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| Источник |
Economy of Region
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Other
Parents and Families Researchers School Support Staff Students Teachers |
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