Savings and mortgage system with state participation as a form of increasing the affordability of real estate purchase
Электронный научный архив УРФУ
Информация об архиве | Просмотр оригинала| Поле | Значение | |
| Заглавие |
Savings and mortgage system with state participation as a form of increasing the affordability of real estate purchase
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| Автор |
Sirotkin, V. A.
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| Тематика |
CASH ACCUMULATION
HOUSING FUND INVESTMENTS MONETARY MEANS ACCUMULATION MORTGAGE MUNICIPALITY REAL ESTATE FUND |
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| Описание |
With the continuous increase in the cost of real estate caused by its shortage, of great importance become solution schemes aimed to provide housing for the broad strata of population. Basing on the analyzed foreign and domestic experience in providing real estate for the citizens, two main ways to acquire it were identified. For the assessment of the preference of each of these methods for the citizens, calculations showing the profitability of the accumulation of funds were performed. Basing on the thesis above, a model with state funding was proposed, allowing the future owner to live in an apartment from the date of the contract with the state finance and investment corporation and to reduce the overpayment for the acquired real estate compared to a mortgage, almost at 100% of the purchase price. The paper concludes that to address housing problems, the management of public authorities need to use different models and mechanisms to ensure quality of living conditions for the maximum number of citizens.
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| Дата |
2024-04-17T11:44:21Z
2024-04-17T11:44:21Z 2012 |
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| Тип |
Review
Review (info:eu-repo/semantics/review) Published version (info:eu-repo/semantics/publishedVersion) |
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| Идентификатор |
Sirotkin V. A. Savings and mortgage system with state participation as a form of increasing the affordability of real estate purchase / V. A. Sirotkin // Economy of Region. — 2012. — Iss. 3. — P. 278-284.
2411-1406 2072-6414 http://elar.urfu.ru/handle/10995/131766 10.17059/2012-3-28 84979959615 |
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| Язык |
ru
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| Связанные ресурсы |
Экономика региона. 2012. Выпуск 3
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| Права |
Open access (info:eu-repo/semantics/openAccess)
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| Формат |
application/pdf
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| Издатель |
Institute of Economics, Ural Branch of the Russian Academy of Sciences
Институт экономики Уральского отделения РАН |
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| Источник |
Econ. Reg.
Economy of Region |
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