The role of building societies on the market of hypothec loaning: world experience and Russia (234-237
Электронный научный архив УРФУ
Информация об архиве | Просмотр оригинала| Поле | Значение | |
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The role of building societies on the market of hypothec loaning: world experience and Russia (234-237
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| Автор |
Pilavova, E. G.
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| Описание |
Based on the study of international experience in modeling residential mortgage, the need to develop savings and loan institutions is justified - banks of building savings - as an institution to meet mass demand of the general population of Russia on the improvement of living conditions. In particular, the history of mortgage lending in Asia and Europe is described in details. Particular attention is paid to the models of the Eastern Europe (Czech Republic, Slovakia, Hungary and Poland) and Germany. The percentage volume of housing loans to GDP in transition and developed countries is compared. The reasons for the backlog of Poland and the Czech Republic from more developed countries are investigated. It is concluded that exactly the building society was the starting point for the rapid evolution of housing finance in different countries. The advantageous features of this institution as reducing credit risk through specialization, providing a source of long-term money and effective tool for the selection of reliable borrowers to the banking sector, as well as beneficial effects on the economic culture of borrowers are indicated.
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| Дата |
2024-04-17T11:45:39Z
2024-04-17T11:45:39Z 2011 |
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| Тип |
Article
Journal article (info:eu-repo/semantics/article) Published version (info:eu-repo/semantics/publishedVersion) |
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| Идентификатор |
Pilavova E. G. The role of building societies on the market of hypothec loaning: world experience and Russia (234-237 / E. G. Pilavova // Economy of Region. — 2011. — Iss. 1. — P. 234-237.
2411-1406 2072-6414 http://elar.urfu.ru/handle/10995/131865 10.17059/2011-1-31 84979964609 |
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| Язык |
ru
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| Связанные ресурсы |
Экономика региона. 2011. Выпуск 1
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Open access (info:eu-repo/semantics/openAccess)
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| Формат |
application/pdf
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Institute of Economics, Ural Branch of the Russian Academy of Sciences
Институт экономики Уральского отделения РАН |
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| Источник |
Econ. Reg.
Economy of Region |
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