МЕТОДОЛОГИЧЕСКИЕ ПОДХОДЫ К РЕШЕНИЮ ПРОБЛЕМЫ ГАРАНТИРОВАНИЯ БАНКОВСКИХ ВКЛАДОВ
Электронный научный архив УРФУ
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МЕТОДОЛОГИЧЕСКИЕ ПОДХОДЫ К РЕШЕНИЮ ПРОБЛЕМЫ ГАРАНТИРОВАНИЯ БАНКОВСКИХ ВКЛАДОВ
THE METHODOLOGICAL APPROACHES TO THE BANK DEPOSITS GUARANTEE PROBLEM SOLVING |
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| Автор |
Pechonik, O. I.
Печоник, О. И. |
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| Описание |
In world banking practice it is considered that it is better to solve the problem of one bank, rather than arouse the mass impressment of deposits, generating the effect of spreading the disease onto the other credit institutions. In our conditions the process of spreading was specifically reflected in flowing the financial resources of people out of the commercial banks into Sberbank, that shortened drawn resources of other banks, lowed their financial steadiness. The decision of this problem demands conducting aim-oriented policy on the safe-keeping of funds of individuals and organizations in all commercial banks. In other words, the system of deposits insurance is needed, which is based on the necessary participation of all banks and credit organizations, drawing money resources into deposits. But the legislation we have nowadays does not allow to provide in full measure the demanded guarantees to depositors, to form real mechanism of bank liquidity crisis and mass impressments of financial resources by the depositors prevention in case of negative economic market or bankruptcy.
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| Дата |
2024-04-27T06:22:44Z
2024-04-27T06:22:44Z 2006 |
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| Тип |
Article
Journal article (info:eu-repo/semantics/article) Published version (info:eu-repo/semantics/publishedVersion) |
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| Идентификатор |
Печоник О. И. МЕТОДОЛОГИЧЕСКИЕ ПОДХОДЫ К РЕШЕНИЮ ПРОБЛЕМЫ ГАРАНТИРОВАНИЯ БАНКОВСКИХ ВКЛАДОВ / О. И. Печоник // Экономика региона. — 2006. — Том 2, Выпуск 4. — С. 120-133.
2072-6414 http://elar.urfu.ru/handle/10995/132680 11742350 |
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| Язык |
ru
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| Связанные ресурсы |
Экономика региона. 2006. Том 2, Выпуск 4
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| Права |
Open access (info:eu-repo/semantics/openAccess)
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| Формат |
application/pdf
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| Издатель |
Institute of Economics, Ural Branch of the Russian Academy of Sciences
Институт экономики Уральского отделения РАН |
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